How much does cremation pre-planning cost per month?

Cremation pre-planning through After.com starts as low as $25/month with no money down. Three plan tiers are available: Base ($25/mo), Crest ($30/mo), and Summit ($40/mo). Payment terms are typically 3-year or 5-year installments, or you can pay in full upfront. All plans include the core cremation service, transportation (25 miles), a dedicated care specialist, secure refrigeration, a cremation container, online obituary, and a year of grief support. Higher tiers add price-lock guarantees, travel protection, premium urns, and death certificates.

What does a basic cremation plan include?

A basic cremation plan from After.com includes everything needed for a complete direct cremation, starting at under $1,000 for immediate need. That covers: safe transfer of your loved one into their care, all required legal authorizations and permits, dignified cremation, a temporary scattering urn on request, a cremation container for those under 200 lbs, secure refrigeration for 3 business days, return of remains via USPS Priority Mail with tracking or local courier, an online obituary listing, a dedicated care specialist, and one year of grief support. What it does not include: embalming, viewing, funeral ceremony, casket, burial plot, or headstone.

What do I do when someone dies at home?

If your loved one dies at home without hospice, call 911 first, then call After.com at 844-905-2639. Emergency personnel will respond and make an official determination. Once that is complete, After.com coordinates pickup from your home. If your loved one is under hospice care, skip 911 and ask the hospice nurse to contact After.com directly. The nurse will coordinate the transfer, and After.com typically arrives within 1 to 2 hours. You are allowed to remain at home with your loved one for up to 24 hours before transport is required. After.com staff arrives in a discreet van, dressed professionally.

What do I do when someone dies at a hospital or in hospice care?

Notify the hospital or hospice facility that you have chosen After.com, and they will coordinate the release directly. You do not need to arrange transportation yourself. For hospice care at home, ask the hospice nurse to call After.com at 844-905-2639. Pickup typically happens within 1 to 2 hours. For hospital deaths, inform the hospital staff of your choice and the facility will authorize the release to After.com once paperwork is complete. After.com handles the transfer, documentation, legal permits, and all next steps. If your loved one pre-planned with After.com, the process moves even faster because their wishes and information are already on file.

How long does the cremation process take from start to finish?

The complete process from death to return of remains takes approximately 3 weeks, though it is often faster for pre-registered or pre-paid families. After.com picks up your loved one and places them in a climate-controlled facility within 24 hours. They then gather all required legal authorizations and permits, which depends on county processing speed and doctor certification timelines. The actual cremation happens in the days immediately following authorization. Remains are returned via USPS Priority Mail with tracking or local courier. Death certificates typically arrive within 2 to 3 weeks after cremation is completed.

Does the cremation company pick up the body?

Yes. After.com handles all transportation as part of their cremation service. Their team arrives in a discreet van, dressed professionally, and transfers your loved one safely into their care. Transportation is included for up to 25 miles in all plans. For at-home deaths under hospice, pickup typically happens within 1 to 2 hours. For hospital or facility deaths, After.com coordinates directly with the institution once they authorize the release. Your loved one is placed in a climate-controlled facility within 24 hours. You do not need to arrange any transportation yourself.

What happens to the body before cremation?

Your loved one is picked up by After.com's team, transported in a discreet van, and placed in a dignified climate-controlled facility within 24 hours. After.com does not perform embalming. The body is safely held in refrigerated storage while the team gathers all required legal authorizations, permits, and documentation. Once authorizations are complete, cremation happens in the days immediately following. There is no viewing or funeral service beforehand unless you arrange one separately. The body is cremated in a simple cremation container included in the plan for those under 200 lbs.

Do you need a funeral service before cremation?

No. Direct cremation means cremation happens without a viewing or funeral service beforehand, and that is exactly what After.com provides. You have complete flexibility to hold a memorial, celebration of life, or gathering on your own terms, either before or after cremation. Many families choose to hold an informal memorial at home, a park, or a meaningful location days or weeks later, without the time pressure and cost of a traditional funeral home service. If you do want a formal viewing or service before cremation, you would need to arrange that through a traditional funeral home separately, as After.com specializes in direct cremation only.

Why is direct cremation so much cheaper than a funeral home?

Direct cremation eliminates the most expensive components of a traditional funeral: embalming ($725+), casket ($2,400+), burial plot ($2,000+), vault ($1,400+), and venue and staff fees ($2,100+ base). The median traditional funeral costs nearly $9,000 according to the NFDA. Direct cremation involves a single transfer, the cremation itself, and return of remains. The simplicity is the savings. You can still hold a memorial or celebration of life separately, on your own terms and budget, without paying funeral home markup.

Is cremation more affordable than traditional burial?

Yes, significantly. Direct cremation can cost under $1,000, while the average traditional burial costs approximately $7,848. That is a savings of $6,000 or more. Traditional burial expenses include embalming ($725+), a casket ($2,400+), a cemetery plot ($2,000+), vault ($1,400+), headstone, gravedigger fees, and ongoing maintenance. Cremation eliminates all of those. After.com keeps costs low by operating online with upfront, transparent pricing and no hidden fees. Pre-planning locks in today's price and can be spread over monthly payments starting at $25/month.

What if I cannot afford cremation?

After.com offers flexible monthly payment plans through Lilypay with 3, 6, or 12 month installment options so you do not need to pay the full amount upfront. For pre-planning, you can start at $25/month with no money down. For immediate need, contact After.com at 844-905-2639 to discuss payment options. After.com direct cremation pricing is under $1,000 in many areas, which is already a fraction of the $7,848 average traditional funeral cost. Other options to explore: some states have indigent cremation programs through the county, veterans may qualify for VA burial benefits, and some nonprofits offer emergency funeral assistance.

Does life insurance pay for cremation?

Yes, life insurance can pay for cremation, but there is a timing problem: death benefits typically take weeks or months to process, and cremation costs are due upfront. That is why After.com recommends a separate pre-paid cremation plan even if you have life insurance. With a pre-plan, the cremation is already funded through a dedicated final expense insurance policy, so your family pays nothing out of pocket when the time comes. If you are relying on life insurance for an immediate need, your family will likely need to cover cremation costs upfront and wait for reimbursement. After.com offers flexible payment plans through Lilypay with 3, 6, or 12 monthly installments for immediate-need families.

Can I get cremation insurance or pre-plan with pre-existing health conditions?

Yes. After.com pre-plans use a final expense insurance policy, and acceptance is generally available regardless of health status. Unlike traditional life insurance that requires medical underwriting, preneed and final expense policies typically have simplified or guaranteed acceptance. The tradeoff is a two-year contestable period: if you pass within the first two years, the full benefit may not be paid out. After that period, you are fully covered. Pre-existing conditions do not disqualify you from pre-planning.

Does a cremation pre-plan transfer if I move to another state?

Yes. After.com pre-plans include out-of-area protection, and the underlying insurance policy is valid nationwide. Your premiums are paid to a national insurance carrier licensed in all 50 states, so your coverage follows you. Crest and Summit plans specifically include nationwide or international travel protection. If you want to switch funeral providers entirely, the policy can also transfer to another funeral home. You are not locked into After.com. When evaluating any preneed contract, always confirm it has a transfer clause so you can move without penalty.

Do I need my spouse or family approval to pre-plan my cremation?

No. You do not need anyone's permission to pre-plan your own cremation. A cremation pre-plan is a personal decision and a legal agreement between you and the provider. You are the policyholder and can designate any beneficiaries you choose. That said, informing your family is strongly recommended so they know your wishes and can act on your plan when the time comes. After.com allows you to name multiple beneficiaries and record your preferences so there is no confusion later.

How do I pre-plan cremation for myself without it feeling morbid?

Reframe it as a gift to your family, not a reminder of death. You are recording how you want to be remembered and celebrated, which is an act of love, not dread. The entire arrangement can be done online in minutes from your couch, so there is no somber funeral home visit. Focus on what you are preventing: your family making rushed $9,000+ decisions while grieving. Many people find that once it is done, they feel genuine relief. Think of it like writing a will: uncomfortable for five minutes, then peace of mind for years.

How does my family use my pre-planned cremation when the time comes?

Your family simply calls After.com, and the team handles everything from there. After.com files a claim with the insurance provider to access your policy benefit and coordinates all arrangements: transportation, authorizations, cremation, and return of remains. Your recorded wishes guide the process so your family does not have to make difficult decisions under pressure. The entire process typically takes less than two weeks. If the policy is fully paid, there is no cost to your family.

What if I miss a payment on my cremation plan or cannot afford monthly payments?

If you pass before completing payments, premiums already paid remain available toward your cremation services, with any shortfall owed by your family. There are no penalties for paying off your policy early, and you can choose 3-year or 5-year installment terms starting at $25/mo. If you have paid more than the cost of services, the excess is returned to your family. The key risk of lapsed payments is during the two-year contestable period. Contact After.com directly to discuss hardship options rather than simply stopping payments.

Can I change or cancel my cremation plan after I sign up?

Yes. You can cancel for a full refund within 30 days of signing. After the 30-day window, no refunds are available on premiums already paid, but the money stays allocated toward your future cremation services. You can pay off your policy early with no penalties, and the policy can be transferred to a different funeral home if you change providers. You have a risk-free month to decide, and even after that, your money is not lost.

What is included in a cremation plan and what is not?

All After.com plans include: honorable cremation, transportation (25 miles), secure refrigeration (3 business days), a cremation container, a temporary scattering urn on request, an online obituary, a dedicated care specialist, and one year of grief support. Not included unless you upgrade: price-lock guarantee (Crest and above), premium urns, death certificates beyond one, travel protection, fingerprint preservation, and financial account discovery. The Base plan carries a $75 administrative fee. Weight surcharges may apply over 200 lbs. Viewings, embalming, and funeral ceremonies are not part of any plan.

What is the difference between After.com and Neptune Society?

After.com is a fully online, transparent-pricing cremation provider. Neptune Society is a traditional preneed cremation chain with in-person sales and local offices. After.com lets you arrange everything online in minutes with upfront pricing, while Neptune Society typically requires consultations and has been known for sales pressure. After.com premiums go directly to a national insurance carrier, which protects your money if the provider ever closes. After.com plans start at $25/month. Both offer direct cremation. The core difference is a modern, transparent experience versus a legacy model.

How do I talk to my family about pre-planning my cremation?

Lead with your reason. You are doing this to protect them, not to be morbid. Frame the conversation around relieving their future burden: you do not want them making $9,000 decisions while grieving. Share that you have already looked into it and have a plan, which makes the conversation feel proactive rather than heavy. Cover where your documents are, what your wishes are, and who to call. Many families find the conversation brings relief and closeness. Pick a calm, everyday moment and keep it short.

How do I get a death certificate after cremation?

After.com orders death certificates on your behalf once the death is officially registered with the County Health Department. Certified copies typically arrive within 2 to 3 weeks after cremation is completed, though timelines vary by county processing speed and how quickly the attending physician signs off. The Crest plan includes 1 complimentary death certificate and the Summit plan includes 4 with 12 months of error protection. You will need certified copies for closing bank accounts, filing insurance claims, transferring property, and settling the estate. Most families need between 4 and 10 copies. Order enough upfront because reordering later takes additional time.

Can you divide cremation ashes between family members?

Yes, cremation ashes can be divided among family members. There are no laws prohibiting it, and it is a common practice. A typical adult cremation produces 3 to 7 pounds of remains, which is more than enough to share. You can use smaller keepsake urns, jewelry pendants, or other memorial containers to distribute portions among loved ones. After.com provides a temporary scattering urn with their plans, and you can purchase additional keepsake urns from any retailer. Just ensure the primary recipient listed on the cremation authorization agrees to the division.

What can I do with cremation ashes, including scattering?

You have many options: keep them in an urn at home, scatter them in a meaningful location, divide them among family, or transform them into memorial keepsakes. Common choices include scattering at sea, scattering in nature, planting with a memorial tree, placing in a columbarium niche, or burying in a cemetery. Keepsake options include cremation jewelry, glass art, diamonds, or reef memorials. After.com provides a temporary scattering urn on request with all plans. Always check local ordinances before scattering on public property. Many families choose a combination: keep some, scatter some, and share the rest with loved ones.

What do real customers say about After.com?

After.com holds a 4.9 out of 5 star rating across 932+ reviews, making it one of the most highly reviewed cremation providers in the areas it serves. Families consistently praise After.com for its transparent pricing, compassionate care team, and the simplicity of arranging everything online during an overwhelming time. Customers value that the price they see is the price they pay, with no surprise fees at a vulnerable moment. The high rating spans all service types: immediate need, passing soon, and pre-planning.

Online Cremation: Arrange Direct Cremation From Home | After

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Online cremation means you make the arrangements by web or phone with a licensed provider. You don't have to sit in a funeral home to do it. After walks families through authorization, transport into care, permits, cremation and return of the ashes, with clear pricing in the metros we serve. If you need to talk through next steps right now, a Care Specialist is available 24/7 at (844) 905-2639.

Can you arrange cremation online?

Yes. You can arrange direct cremation online or by phone from wherever you are. Licensed local professionals still do the actual care in person.

This isn't a fringe option. In the NFDA 2025 Cremation & Burial Report, 36.3% of NFDA-member firms said they offer online cremation arrangements, and another 25% plan to within 4 years.

What changes is where you sit while you decide. You don't drive to a funeral home or sit across a desk from anyone. You look at the options, sign the forms and ask your questions from your phone or computer. If you'd rather talk it through, you call. That's really the whole difference with online cremation services. The care itself doesn't change.

What online cremation is (and isn't)

Online cremation is a way to arrange cremation. It's not a different kind of cremation. A licensed crematory performs it, under the same state rules as any other.

The online part is the decisions. You pick a provider, see the price before you commit, sign the authorization forms electronically and pay. A Care Specialist is a phone call away the whole time.

Nothing physical happens remotely. Transport, care and the cremation itself still happen in person, with licensed people. Arranging online doesn't get you around licensing or permits. And it doesn't mean you skip a memorial. You just hold it when you want to.

After offers direct cremation. That means no viewing, no embalming and no funeral-home ceremony. Our direct cremation guide explains it in full.

Step-by-step: how arranging with After works

You can do every step by phone or computer, and a Care Specialist stays with you for each one.

How it works (from After's /pricing):

1. Contact After.com. Contact a member of our dedicated staff by calling or submitting an online form. We're available by phone any time, day or night. Call (844) 905-2639 or start at /pricing. If the death just happened at home under hospice care or at a care facility, request a member of their staff contact us. If a passing occurs at home, not under hospice care, call 911 first, then After.

2. Careful transfer of your loved one. With your permission, one of our compassionate care team members will gather the necessary information and arrange to safely transfer your loved one into our care. Hospice or care-facility pickups typically happen within 1-2 hours. Families may remain at home with their loved one up to 24 hours before transfer. Your loved one is placed in a dignified, climate-controlled environment within 24 hours.

3. We listen and carry out your wishes. One of our care specialists will walk you through each option, step by step, including authorization forms online. Once your wishes are documented and the necessary legal permits have been acquired, we'll complete the dignified cremation of your loved one.

4. Transportation of urn & cremated remains. We'll arrange for the urn and cremated remains to be returned to you. Families choose hand delivery, USPS delivery, or local pickup. Ashes come back within 7–14 days, depending on the delivery option you select.

Licensing, local care partners, and how trust works

After is the arranger. Licensed funeral providers and crematories in your area do the physical care. After is legally licensed by the funeral boards in every state we serve. You can view After's current licenses at after.com/licenses.

Handing your mom or dad to a company you found online is a lot to ask. So this is who does what. We handle the forms, the coordination and the support. Licensed local partners handle transport, care and the cremation. Want to know which provider will care for your loved one? Ask us. We'll tell you.

If you want to look closer, is After legit? answers the questions we hear most.

Why families choose After

Short version: you see the price first, and someone always picks up the phone. After has a 4.86 average on Trustpilot from 1,312 reviews.

The price comes before the conversation. Direct cremation with After: see the Base price table below, then confirm on /pricing.

Licensed local partners still do the in-person care. Transport, care and cremation are handled by licensed professionals where your loved one is.

Family in other cities can take part. Forms and questions happen by phone or computer, so a brother in Denver and a sister in Phoenix can both be part of it.

A Care Specialist answers 24/7. Call (844) 905-2639, day or night.

You can plan ahead for yourself. A prepaid cremation plan is set up online too. Start at /prearrange.

Here's how a few families put it:

Michael at After was an Amazing. His kindness, compassionate care and follow through was more than I expected. Especially, on an online process. His voice was calming, and kind. He made me feel like her cared for what our family was going through. …

Mia Bojang, 5★ on Trustpilot, Jul 14, 2024

Arranging for a cremation from out of state could have been a nightmare, but Cara's efficiency and her excellent communication skills were priceless.

Nina Sullivan, 5★ on Trustpilot, Nov 9, 2022

every step of the process was clear and efficient. we felt very taken care of during such a profound loss. Ruy C., our care specialist, was incredibly kind and thoughtful throughout.

Emilio Svich, 5★ on Trustpilot, Oct 12, 2024

What's included in an online direct cremation arrangement

An online direct cremation arrangement with After covers the essentials, from the first call to the return of the ashes.

After's all-inclusive Base arrangement includes: transportation into care for up to 25 miles, refrigeration in a climate-controlled facility, filing permits and preparing the death certificate, a basic cremation container, the cremation itself, return of the ashes, and a dedicated Care Specialist.

Extras are usually separate, if you want them. Think additional certified copies of the death certificate, an upgraded urn, or shipping the ashes to another address. Ask a Care Specialist for the current list.

Live pricing in your area

After shows one Base price for direct cremation in your area, before you talk to anyone.

After Base direct cremation prices by market (fetched from after.com pages on 2026-10-30, America/Denver). These are Base-plan figures shown on the cited pages. Confirm against /pricing before publish; prices can change by market and package.

Market	After Base (as shown)	Source page
Arizona (e.g. Phoenix)	$895	Arizona cremation, Phoenix
Colorado	$995	Colorado cremation
Las Vegas, NV	$995	Las Vegas
Dallasâ€“Fort Worth, TX	$995	Texas cremation, Dallas
Houston, TX	$1,170	Texas cremation, cremation cost Houston
California (starting at)	$1,095	California cremation
Oregon	$1,195	Oregon cremation
Utah	$1,467	Utah cremation
Washington	$1,499	Washington cremation, cremation cost Seattle
Wisconsin	$1,750	Wisconsin cremation
Florida (Miami, Tampa, Orlando, Jacksonville)	$995	Florida cremation
Illinois	$1,295	Illinois cremation
Indiana	$995	Indiana cremation

For your ZIP, see live pricing at /pricing.

After.com keeps costs low by operating online with upfront, transparent pricing and no hidden fees.

For context, Funeralocity puts the national average for direct cremation at $1,924 ("What Is Direct Cremation and How Much Does It Cost?", Aug 2026). A funeral with a viewing and cremation runs a national median of $6,280 (NFDA 2023 Member General Price List Study). Those are industry numbers, not After's prices. Our cremation cost guide walks through what drives them, and the full After breakdown is on our pricing page.

Where After offers online arranging today

After arranges direct cremation in select metros across several states. That's not every town, and it's not all 50 states. Check your area first on /pricing.

We currently operate in certain areas of Arizona, California, Colorado, Florida, Illinois, Indiana, Nevada, Oregon, Texas, Utah, Washington, and Wisconsin, with more states coming soon. Coverage is in selected areas (not statewide everywhere).

Local details are on our city pages: Las Vegas, Los Angeles, Portland, Tucson, Phoenix, Dallas. Or browse by state: Arizona, Colorado. Looking for someone close to home? Our guide to cremation services near you can help.

Area not listed? Call (844) 905-2639. A Care Specialist will tell you whether we can help. If we can't, they'll tell you what to ask a local provider.

Online cremation vs a traditional funeral home visit

‍

Both paths end with the same licensed care. The difference is how much you do in person and when you see the price

	Arranging online with After	Traditional funeral home visit
Where you make decisions	Phone or computer, from anywhere	In person, at the funeral home
When you see the price	Before you commit	Often during or after the meeting
Services included	Direct cremation only	Range from direct cremation to full funeral with viewing
Who performs the care	Licensed local partners	The funeral home's staff
Support hours	24/7 by phone	Business hours, with on-call pickup
Memorial	Held separately, on your schedule	Can be included in the package

A funeral home is the right call for a lot of families, especially if you want a viewing or a ceremony with the body present. Arranging online fits families who want direct cremation, a clear price, and a memorial they plan on their own time.

When family isn't all in one place

Arranging online makes it easier for relatives in different cities to be part of it. Everyone sees the same options and can join the same call.

Send the pricing page to your siblings before anyone decides. Get several people on one call with a Care Specialist. If more than one person has to sign an authorization, we can send each of them the forms. Nobody has to fly in to sit in a meeting.

If the family doesn't agree yet, a Care Specialist can lay out the options for everyone at once. We won't push anyone to decide.

Set up a prepaid cremation plan online

You can also plan your own cremation ahead with a prepaid cremation plan, all online. You choose direct cremation, pay today's price, and your wishes go on file.

When the time comes, your family calls one number. The decisions are already made. Start at /prearrange.

Frequently asked questions

Is online cremation legal?

Yes. We arrange funeral or cremation services online in every state we serve. The cremation itself is performed in person by a licensed crematory under state rules.

Are you licensed in my state?

After is legally licensed by the funeral boards in every state we serve. You can view After's current licenses at after.com/licenses. Check your area on /pricing or call (844) 905-2639, and we'll tell you which provider will care for your loved one.

Do I ever need to visit in person?

No. You can do every step of the arrangement by phone or online. Some families want to meet the local care team or pick up the ashes in person. That's welcome. It's just not required.

How fast can arrangements start?

If you need immediate help after a passing, we can start arrangements within minutes online or by phone. We're available by phone any time, day or night (24/7). Call (844) 905-2639 and a Care Specialist will tell you what to expect in your area.

How do I know the price won't change?

Ask any provider for an itemized list, and ask what's not in it. With After, you see the Base price for your area before you commit (table above; confirm on /pricing). What all-inclusive Base covers: transportation into care for up to 25 miles, refrigeration in a climate-controlled facility, filing permits and preparing the death certificate, a basic cremation container, the cremation itself, return of the ashes, and a dedicated Care Specialist. After.com keeps costs low by operating online with upfront, transparent pricing and no hidden fees.

Can multiple family members join a call?

Yes. Tell us who should be on it and we'll set up a call everyone can join. Each person can also review and sign forms from their own phone or computer.

What happens to my loved one during the process?

A licensed local team brings your loved one into care. They're sheltered in a climate-controlled facility while permits are processed. Once the permits are in place and the state waiting period has passed, the cremation is performed at a licensed crematory, and the ashes are returned to you (hand delivery, USPS, or local pickup; typically within 7–14 days depending on the option you choose). You can ask a Care Specialist where your loved one is at any point.

How do I start?

Call (844) 905-2639 any time, day or night. Or arrange cremation online at /pricing.

Arrange online with After

Look up your price on /pricing, then call (844) 905-2639 or arrange online. If you want to talk it over with family first, take the time. A Care Specialist will answer whenever you're ready.

Dallin Preece

CRO, After.com - Cremation & Preplanning Divisions

Published Date:

October 30, 2026

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Online Cremation: How Arranging Cremations Online Works

Online Cremation: How Arranging Cremations Online Works

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Can you arrange cremation online?

What online cremation is (and isn't)

Step-by-step: how arranging with After works

Licensing, local care partners, and how trust works

Why families choose After

What's included in an online direct cremation arrangement

Live pricing in your area

Where After offers online arranging today

Online cremation vs a traditional funeral home visit

When family isn't all in one place

Set up a prepaid cremation plan online

Frequently asked questions

Is online cremation legal?

Are you licensed in my state?

Do I ever need to visit in person?

How fast can arrangements start?

How do I know the price won't change?

Can multiple family members join a call?

What happens to my loved one during the process?

How do I start?

Arrange online with After

Dallin Preece

Published Date:

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